Property Decision Desk

Rental Cashflow

CapEx Sinking Fund

Reserve monthly for roofs, HVAC, and water heaters before they reserve for you.

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Educational estimate only. Not financial, tax, lending, or real-estate advice. Markets, taxes, and local conditions vary.

How to read this decision

Use CapEx Sinking Fund when you want to see the cashflow left after vacancy, repairs, and reality in plain numbers. Reserve monthly for roofs, HVAC, and water heaters before they reserve for you.

It is free, runs entirely client-side, and is built for quick what-if loops: change one input, rerun, compare.

Methodology & next steps

This tool runs entirely in your browser. Change one input at a time, compare scenarios, and export the report before you talk to an agent or lender.

  1. Start with realistic income, price, rate, and cost assumptions for your market.
  2. Use presets or Snapshot as B to stress-test a second path.
  3. Read the verdict, charts, and schedule — then verify taxes, insurance, and comps locally.
  • Copy report or Print / PDF for a shareable decision page.
  • Save scenarios on this device or copy the share link in the address bar.
  • Export CSV/JSON when you want numbers in a spreadsheet.

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About CapEx Sinking Fund

What does CapEx Sinking Fund show?

Reserve monthly for roofs, HVAC, and water heaters before they reserve for you. It focuses on the cashflow left after vacancy, repairs, and reality, so you can compare realistic paths instead of a single optimistic listing photo.

What inputs does CapEx Sinking Fund need?

Provide the requested prices, rates, and time horizon, then run the tool. Change a single input between runs to isolate what actually drives the outcome.

Is CapEx Sinking Fund free?

Yes. CapEx Sinking Fund is free, needs no account, and runs entirely in your browser — your inputs are never uploaded.

Is this financial or real estate advice?

No. CapEx Sinking Fund produces educational estimates only. Markets, taxes, lending rules, and local conditions vary, so confirm big decisions with a qualified professional.