Property Decision Desk

Investor Yardsticks

DSCR Check

Debt service coverage ratio the way a lender will compute it.

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Educational estimate only. Not financial, tax, lending, or real-estate advice. Markets, taxes, and local conditions vary.

How to read this decision

Use DSCR Check when you want to see whether a deal clears the screens investors trust in plain numbers. Debt service coverage ratio the way a lender will compute it.

It is free, runs entirely client-side, and is built for quick what-if loops: change one input, rerun, compare.

Methodology & next steps

This tool runs entirely in your browser. Change one input at a time, compare scenarios, and export the report before you talk to an agent or lender.

  1. Start with realistic income, price, rate, and cost assumptions for your market.
  2. Use presets or Snapshot as B to stress-test a second path.
  3. Read the verdict, charts, and schedule — then verify taxes, insurance, and comps locally.
  • Copy report or Print / PDF for a shareable decision page.
  • Save scenarios on this device or copy the share link in the address bar.
  • Export CSV/JSON when you want numbers in a spreadsheet.

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About DSCR Check

What is DSCR Check for?

Debt service coverage ratio the way a lender will compute it. It focuses on whether a deal clears the screens investors trust, so you can compare realistic paths instead of a single optimistic listing photo.

How do I use DSCR Check?

Fill in realistic values for your situation and run it. The output shows the key figures side by side, so rerun with different assumptions to stress-test the result.

Is DSCR Check free?

Yes. DSCR Check is free, needs no account, and runs entirely in your browser — your inputs are never uploaded.

Is this financial or real estate advice?

No. DSCR Check produces educational estimates only. Markets, taxes, lending rules, and local conditions vary, so confirm big decisions with a qualified professional.