Property Decision Desk

Selling & Exit

Concession & Credit Math

Seller credits versus price cuts — which costs you less at closing.

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Educational estimate only. Not financial, tax, lending, or real-estate advice. Markets, taxes, and local conditions vary.

How to read this decision

Use Concession & Credit Math when you want to see what leaving a property really costs in plain numbers. Seller credits versus price cuts — which costs you less at closing.

It is free, runs entirely client-side, and is built for quick what-if loops: change one input, rerun, compare.

Methodology & next steps

This tool runs entirely in your browser. Change one input at a time, compare scenarios, and export the report before you talk to an agent or lender.

  1. Start with realistic income, price, rate, and cost assumptions for your market.
  2. Use presets or Snapshot as B to stress-test a second path.
  3. Read the verdict, charts, and schedule — then verify taxes, insurance, and comps locally.
  • Copy report or Print / PDF for a shareable decision page.
  • Save scenarios on this device or copy the share link in the address bar.
  • Export CSV/JSON when you want numbers in a spreadsheet.

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About Concession & Credit Math

What question does Concession & Credit Math answer?

Seller credits versus price cuts — which costs you less at closing. It focuses on what leaving a property really costs, so you can compare realistic paths instead of a single optimistic listing photo.

How does Concession & Credit Math work?

Enter your own numbers in the fields, press the button, and compare the paths shown. Adjust one assumption at a time to see which input moves the result most.

Is Concession & Credit Math free?

Yes. Concession & Credit Math is free, needs no account, and runs entirely in your browser — your inputs are never uploaded.

Is this financial or real estate advice?

No. Concession & Credit Math produces educational estimates only. Markets, taxes, lending rules, and local conditions vary, so confirm big decisions with a qualified professional.