All Tools — Property Decision Desk

Max price from income and debts — using conservative ratios, not lender maximums.

Start from a listing price and back into the income that carries it safely.

Front-end and back-end ratios against common underwriting bands.

Months to your down payment at your current saving pace — with prices moving.

Itemize lender, title, escrow, and prepaid costs before they surprise you.

Flag when a payment squeezes out saving, investing, and living.

Your full housing cost as a share of take-home pay, not gross.

Split payment, equity, and exit scenarios when buying with someone.

How student debt shrinks the mortgage a lender will approve.

Stress a maxed-out budget against a rate bump, job gap, or new expense.