All Tools — Property Decision Desk

Income, debts, down payment, and rate → max purchase price, monthly all-in cost, and a clear affordability verdict.

Compare 5–10 year total cost of buying versus renting for a specific price, rent, and rate — then get a fork verdict.

Rent, vacancy, taxes, insurance, maintenance, and management → cash flow, cap rate, and cash-on-cash with a deal verdict.

Upgrade cost vs likely value or rent lift — see payback years and whether the remodel earns its keep.

Down payment, contingencies, earnest money, appraisal gap, and closing timeline → weak / solid / strong offer read.

Taxes, insurance, HOA, utilities, and loan interest while vacant or between tenants — the burn rate of waiting.

One page that stacks affordability, true ownership cost, and cash-flow risk into a shareable decision report.